You don't need to check a random sample. You can have a policy where every single loan application is checked by a human, and you can add whatever affirmation i

You don't need to check a random sample. You can have a policy where every single loan application is checked by a human, and you can add whatever affirmation is needed. It will still increase the productivity of those loan officers by a factor of 5. (Put it differently, banks would be able to lay off 80% of their loan officers).