3 ms·Money Market accounts are deposit accounts. As such, they are insured by the FDIC.by crushingk 4y agoMoney Market accounts are deposit accounts. As such, they are insured by the FDIC.jnwatson 4y agoMoney market accounts are not money market funds. If you invest in the fund from your regular brokerage account, it is not FDIC insured (but it is SIPC insured like your cash balance).crushingk 4y agoThanks.