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Thanks for the tip. I’m at Schwab and it appears they have a rough equivalent called SWVXX. I’ve been considering going more into CD/bond ladders for the rates

• ghaff 4y ago
  I looked into this sort of thing a while back. And, while I have bonds including tax exempt ones, I came to the conclusion that it made sense to keep a 10% or so holding in my brokerage's sweep fund. The difference between that and messing with CDs and high grade bonds just wasn't that much. I series bonds from TreasuryDirect probably do make sense at the moment but you can only invest relatively modest amounts.
  • ochoseis 4y ago
    Every month I put enough to buy groceries into Series I bonds, with the thought that no matter what they should still be worth that much when they mature. Probably better ways to achieve that, but it is simple.
    • ghaff 4y ago
      As a super-safe simple probably don't need to access for a few years but could if I had to investment, I series bonds make a lot of sense to me as part of a portfolio.