>Conservative risk management strategies like "only bank with BofA and JPMorgan"? Or: diversify bank relationships, diversify asset classes/types, buy private

>Conservative risk management strategies like "only bank with BofA and JPMorgan"? Or: diversify bank relationships, diversify asset classes/types, buy private insurance, etc. Deposit risk is not exactly a novelty. > Ackman isn't wrong that the practical result of bank runs is that all accounts beyond the FDIC limit will suddenly migrate to one of two or three major "too big to fail" banks. He might be right that immediate reactionary adjustments will rush these risk-blind deposits into big institutions, but FDIC insurance and bailout-able banks aren't the only ways to keep a liquid portfolio largely secure and money will inevitably spread out more prudently once the dust settles. He just wants a bailout for SVB depositors because he calculated a bailout into his own risk strategy and is now developing that strategy through its next phase by whipping up the political pressure that could make it happen. It's a game.