True, though there are at least 3000 banking institutions that exist that this doesn’t apply to: https://news.ycombinator.com/item?id=35110141 https://news.yco

True, though there are at least 3000 banking institutions that exist that this doesn’t apply to: https://news.ycombinator.com/item?id=35110141 https://news.ycombinator.com/item?id=35110141