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Regarding 1., I don't know how much this applies to US, but make sure your other bank is not owned by a first bank in which you have account, or if they both ar
by strus 4y ago
Regarding 1., I don't know how much this applies to US, but make sure your other bank is not owned by a first bank in which you have account, or if they both are not owned by the same entity.
- O__________O 4y agoIt depends on number factors, including account type; FDIC has information here: https://www.fdic.gov/resources/deposit-insurance/brochures/deposits-at-a-glance/ https://www.fdic.gov/resources/deposit-insurance/brochures/d... IntraFi Network Deposits, which is number 5 on the list, has 3000+ members, so there for sure number options even if directly managing the risks.