In theory? The cushion is about 1.2% or so of the total deposits [1]. In practice: Short of the federal government collapsing the 250k$ per depositor per instit

In theory? The cushion is about 1.2% or so of the total deposits [1]. In practice: Short of the federal government collapsing the 250k$ per depositor per institution will be paid. [1] https://www.fdic.gov/analysis/quarterly-banking-profile/fdic-quarterly/index.html https://www.fdic.gov/analysis/quarterly-banking-profile/fdic... unless I'm misunderstanding the number