Note that the limit is $250K per person per ownership category per bank, so if your sweep account is in a different category (single vs joint) than your direct

Note that the limit is $250K per person per ownership category per bank, so if your sweep account is in a different category (single vs joint) than your direct account, your ownership in both is insured up to $250K. More details here: https://www.fdic.gov/resources/deposit-insurance/brochures/insured-deposits/ https://www.fdic.gov/resources/deposit-insurance/brochures/i...