4 ms·Sure, so when the market goes down and depositors want their money back, they can't.by hotstickyballs 4y agoSure, so when the market goes down and depositors want their money back, they can't.roflyear 4y agoKind of happens anyway if there is a bank run, and doesn't happen if there isn't a bank run.eru 4y agoPick a bank that only invests in stuff you think won't go down in nominal (!) value. Like eg a money market fund that sticks to short term government debt. Or a 'narrow' bank.