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Or you could hold short-term t-bills for any extra money over the FDIC insurance limit. Then you are good unless the US Gov goes bankrupt, which is a non-zero r
by edulix 4y ago
Or you could hold short-term t-bills for any extra money over the FDIC insurance limit. Then you are good unless the US Gov goes bankrupt, which is a non-zero risk but much lower and different.
- tome 4y agoYes, I don’t understand what systemic forces are making this not the standard practice.
- phone8675309 4y agoSVB and its depositors most likely felt that SVB was too big to fail and that the government would just bail them out