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I’ve read that Schwab checking has NO fees. If you overdraw, the check/draft doesn’t clear and you don’t pay any fees to Schwab.
by TedDoesntTalk 4y ago
I’ve read that Schwab checking has NO fees. If you overdraw, the check/draft doesn’t clear and you don’t pay any fees to Schwab.
- dieselgate 4y agoWasn’t sure on this but according o NerdWallet Schwab will not charge an overdraft fee if they’re able to transfer funds from a savings or brokerage account. Not sure about specifics. Schwab doesn’t have anything obvious on their site about overdraft but I’ve never paid any fees to them for anything https://www.nerdwallet.com/article/banking/overdraft-fees-what-banks-charge https://www.nerdwallet.com/article/banking/overdraft-fees-wh...
- KennyBlanken 4y ago"Pull from another account" is common but also potentially very dangerous if you intentionally don't keep a lot of funds in your checking/debit account to limit the damage someone can do with a fake check or your debit card.