Points taken. >this case will be a case study for years to come, and will effect change in FDIC's requirements. I'm only at the position where I see this cons

Points taken. >this case will be a case study for years to come, and will effect change in FDIC's requirements. I'm only at the position where I see this conspiracy without squinting because I remember the last time this happened, responsible solvent small banks were, thanks to regulation, pushed under or taken over by the larger irresponsible banks. I have a feeling the environment (requiring malinvestment followed by rapid rate raises) is set so that the next set of regulations will do the same and further kill smaller banks. It doesnt seem like a side effect but rather the intent of the chaos that a few large banks guide or are privy to (through lobbyists, fed insiders, etc...) before it occurs.