And the reason SVB had more bonds than most is because there was a huge influx of deposits in 2021 from investors going nuts funding startups, but SVB doesn't h

And the reason SVB had more bonds than most is because there was a huge influx of deposits in 2021 from investors going nuts funding startups, but SVB doesn't have many customers that are good candidates for loans. They needed to do something with the money. So they bought bonds instead, because those are "pretty safe". A lot of bonds.