Honestly, that's a fair point (playing with puts) - and yeah, I know that if trading was resumed SIVB shares would drop to $0 or close to it, which would probab

Honestly, that's a fair point (playing with puts) - and yeah, I know that if trading was resumed SIVB shares would drop to $0 or close to it, which would probably trigger a much larger collapse because lots of banks had exposure to SIVB. Thing is though, that's the whole point of banking stress tests and also why the Fed should have raised rates much sooner after COVID. On a side note, the fact that VCs were giving out tons of money to lots of companies at crazy valuation multiples, that had no reason to exist, much less take in millions of investment...is definitely part of this whole mess. Banks and VCs need to do a lot more due diligence before just giving out money. On that - interest rates need to be reasonable to make sure people who want to save their money get an appropriate return. 0% or near-0% is just financially irresponsible to those of us who remember getting 5-10% annually in our savings accounts.