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I haven't watched the video, but just wanted to say my family has insurance (in USA), with $7,000 deductible & $14,000 out of pocket family maximum. That of cou

I haven't watched the video, but just wanted to say my family has insurance (in USA), with $7,000 deductible & $14,000 out of pocket family maximum. That of course assumes that we won't get balance billed for whatever bureaucratic reason the medical provider comes up with. For example: https://www.npr.org/sections/health-shots/2023/02/28/1159786893/a-surprise-billing-law-loophole-her-pregnancy-led-to-a-six-figure-hospital-bill https://www.npr.org/sections/health-shots/2023/02/28/1159786...

pkaye 4y ago
I believe the recent No Suprises Act no longer allows balance billing for emergency care or when an out-of-network provider is working at an in-network facility. https://www.consumerfinance.gov/ask-cfpb/what-is-a-surprise-medical-bill-and-what-should-i-know-about-the-no-surprises-act-en-2123/ https://www.consumerfinance.gov/ask-cfpb/what-is-a-surprise-...
- zaroth 4y ago
  True! It eliminated balance billing for almost everything except for land ambulances. Got a $2,200 ambulance bill for taking my daughter 6 miles that was balance billed last year after insurance paid $600. Don’t know how land ambulances in particular managed to avoid being covered by the act, but just something to keep in mind if you have a non-critical injury and don’t need an ambulance.
  - paws 4y ago
    > Don’t know how land ambulances in particular managed to avoid being covered by the act https://www.nytimes.com/2020/12/22/upshot/ground-ambulances-left-off-surprise-medical-bill-law.html https://www.nytimes.com/2020/12/22/upshot/ground-ambulances-...
  - pkaye 4y ago
    Some progress is better than none. Hopefully ambulances can be added in the future. One thing though I heard is ambulance services in rural area are barely solvent so just eliminating balance billing may put them under. Not sure if a better approach to funding is taxes or have insurance cover it.

pkaye 4y ago

I believe the recent No Suprises Act no longer allows balance billing for emergency care or when an out-of-network provider is working at an in-network facility. https://www.consumerfinance.gov/ask-cfpb/what-is-a-surprise-medical-bill-and-what-should-i-know-about-the-no-surprises-act-en-2123/ https://www.consumerfinance.gov/ask-cfpb/what-is-a-surprise-...

zaroth 4y ago
True! It eliminated balance billing for almost everything except for land ambulances. Got a $2,200 ambulance bill for taking my daughter 6 miles that was balance billed last year after insurance paid $600. Don’t know how land ambulances in particular managed to avoid being covered by the act, but just something to keep in mind if you have a non-critical injury and don’t need an ambulance.
- paws 4y ago
  > Don’t know how land ambulances in particular managed to avoid being covered by the act https://www.nytimes.com/2020/12/22/upshot/ground-ambulances-left-off-surprise-medical-bill-law.html https://www.nytimes.com/2020/12/22/upshot/ground-ambulances-...
- pkaye 4y ago
  Some progress is better than none. Hopefully ambulances can be added in the future. One thing though I heard is ambulance services in rural area are barely solvent so just eliminating balance billing may put them under. Not sure if a better approach to funding is taxes or have insurance cover it.