Given there are at least 3 banks in most years (with a handful of years with none), I would say this is actually expected and not bizarre https://www.fdic.gov/

Given there are at least 3 banks in most years (with a handful of years with none), I would say this is actually expected and not bizarre https://www.fdic.gov/bank/historical/bank/ https://www.fdic.gov/bank/historical/bank/