if you randomly take 100, you wouldn't find 1 in 7 to be fraudulent. Fraud is not uniformly distributed. It is clustered mostly clustered around a few individu

if you randomly take 100, you wouldn't find 1 in 7 to be fraudulent. Fraud is not uniformly distributed. It is clustered mostly clustered around a few individuals. for the rest, if you look long enough, yeah you will likely find something fraudulent, but there's no way to find and fix those minor ones without harming real honest folks. But the fraudulent clusters, yeah those are worth identiifying.