> the biggest problem with Ally is that they are still a bit of a "savvy bank" Being savvy is one of the ways that people can lift themselves out of poverty. U

> the biggest problem with Ally is that they are still a bit of a "savvy bank" Being savvy is one of the ways that people can lift themselves out of poverty. Unfortunately, there is no way to force people to be savvy, and there is also no way to make regular banks be like savvy banks.