Yes, I am talking about stock, in response to: >> If you hold actual stocks, there is no tax bill until you sell these to realize the gains There are taxes to

Yes, I am talking about stock, in response to: >> If you hold actual stocks, there is no tax bill until you sell these to realize the gains There are taxes to be paid as soon as you get the stock. If you are at google - have you noticed the number of RSUs which hit your schwab account are less than those which vested according to that chart in your schedule? That's taxes being withheld. The stock vesting is considered income at that moment and taxed as such.