Good questions! I'll answer in reverse order -- Typically RoFR laws do require tenants to seek financial support from a lender or developer. The tenants front

Good questions! I'll answer in reverse order -- Typically RoFR laws do require tenants to seek financial support from a lender or developer. The tenants front some of the capital, get a loan for some of the capital, and offer some incentive for a developer. This is typically for people whose multi-unit apartment building is being sold, where there's the possibility for the tenants to band together to create a co-op. These programs are also sometimes eligible for government assistance -- essentially helping subsidize communities into owning their own housing. > What exactly is insured here? Typically the lender is protected at the owner's expense. Rates can be quite high, and increase the cost of living, pricing people out of housing. > Rent control You disagree that rent control reduces the power of landlords? Do you think it has a positive effect or no effect for the power of landlords?