That’s a silly argument because social security is meant as insurance to cover a wide range of outcomes. You can be poor and be an outlier who lives to 100, or

That’s a silly argument because social security is meant as insurance to cover a wide range of outcomes. You can be poor and be an outlier who lives to 100, or a rich person who is an outlier and dies before even getting your first payment. Saying the average life expectancy is lower ignores the huge overlap of actual life spans across both groups.