Ok but indirectly it's still the same. Once you reach the retirement age, interest/dividend and capital increase are "paid" by younger generation. If at retirem

Ok but indirectly it's still the same. Once you reach the retirement age, interest/dividend and capital increase are "paid" by younger generation. If at retirement age you were to have no interest/dividend/capital increase you are going to have a very small pension, especially if inflation kick-in.