Reg e ties to your fdic insurance. Banks risk their fdic insurance if they are caught not following reg e. I don't know of anyone who lost money due to their

Reg e ties to your fdic insurance. Banks risk their fdic insurance if they are caught not following reg e. I don't know of anyone who lost money due to their account being hacked with the caveat they didn't share their login details to their spouse or kids and they reported the unauthorized transactions within 60 days.