> 1. I find it extremely hard to believe that France has a 0.39% fraud rate I share your doubts... I suspect that there is an error in the article as the docum

> 1. I find it extremely hard to believe that France has a 0.39% fraud rate I share your doubts... I suspect that there is an error in the article as the document (from French gov, in French) it links to mentions numbers that are much higher, 3.5+% and up to 10% for specific things.