Locking in 2.6% for 30 years, from an outsider (Aus) perspective, seems insane. That must inflate prices like no one's business. Here, the longest easily avail

Locking in 2.6% for 30 years, from an outsider (Aus) perspective, seems insane. That must inflate prices like no one's business. Here, the longest easily available fixed term is 5 years, and you usually pay a decent rate premium (maybe ~2% above the current variable rate).