And it's not just the home you own. For decades now, the tax and financial system, at least in the US, has incentivized being a landlord even if you are below

And it's not just the home you own. For decades now, the tax and financial system, at least in the US, has incentivized being a landlord even if you are below middle class. Everything you put into a rental is deductible, low down payments, rising rents made it very, very easy to at least break even against a mortgage payment.