I do think one of the rare things about Alice in the example at the top is that she realizes the change in her incentives in a very self-aware way. I recall sp

I do think one of the rare things about Alice in the example at the top is that she realizes the change in her incentives in a very self-aware way. I recall speaking to a Boomer who has owned their own home for decades, whose daughter and son-in-law were both living with her. She seemed genuinely perplexed at why it was considerably harder for her daughter to be able to afford her own place. "Everyone who wanted their home value to increase got what they wanted; housing is more expensive now because you closed the door behind you" was not the response she wanted. I similarly recall being at a Q&A with a state politician in front of an audience of high school students. He was asked a question about affordability of higher education, and gave some self-righteous up-by-your-bootstraps answer about having waited tables to put himself through school. He didn't seem willing to grapple with the idea that if you want that to be achievable then state school tuition can't increase faster than wages for multiple decades.