The math is suspect. Author doesn't take into consideration that rents increase annually vs a locked mortgage with a conventional loan. Rent is also 100% loss

The math is suspect. Author doesn't take into consideration that rents increase annually vs a locked mortgage with a conventional loan. Rent is also 100% loss vs mortgage you're gaining equity. Additionally if you think beyond one generation, your kids have an asset they can use to borrow against, rent out, and live in if they so choose, which if it's paid off by that time, they just have to worry about maintenance and taxes.