In many countries, mortages cannot be over a certain fixed percentage of your income. In my case, in France, it is 33%. I currently pay over 40% of my income as

In many countries, mortages cannot be over a certain fixed percentage of your income. In my case, in France, it is 33%. I currently pay over 40% of my income as rent. This has a double effect: * I'm paying for a landlord's mortgage, for a good that should be easily accessible, at insane prices. * I cannot save up that money, while my landlord does, allowing them to purchase more houses. Rent is theft.