> Payment failure Visa now has Visa Account Updater [1], and Mastercard has Mastercard Automatic Billing Updater [2]. It looks like American Express has their

> Payment failure Visa now has Visa Account Updater [1], and Mastercard has Mastercard Automatic Billing Updater [2]. It looks like American Express has their own too [3]. If one configures some form of automatic payment on their cards (AutoPay in the US; direct debits or GIRO in other parts of the world), along with using a "wallet" comprising multiple cards or bank accounts like PayPal [4] — it feels like paying for services would go on for longer than expected. [1] https://usa.visa.com/dam/VCOM/download/merchants/visa-account-updater-product-information-fact-sheet-for-merchants.pdf https://usa.visa.com/dam/VCOM/download/merchants/visa-accoun... [2] https://developer.mastercard.com/product/automatic-billing-updater-abu/ https://developer.mastercard.com/product/automatic-billing-u... [3] https://www.godaddy.com/help/about-credit-card-account-updater-programs-7334 https://www.godaddy.com/help/about-credit-card-account-updat... [4] PayPal's more than happy to also take money from your bank accounts without your consent if your cards fail, if you have the accounts added, just to keep your bills paid.