The mother of three part is where she went beyond her means. Children are a luxury, and they're one of the more expensive ones people widely indulge in. By all

The mother of three part is where she went beyond her means. Children are a luxury, and they're one of the more expensive ones people widely indulge in. By all means, if they're a major value in your life, spend your money where you choose to. But don't be surprised if that means it comes from another part. That said, at some point demographics are going to result in a need to incentivize child rearing politically, particularly in developed countries. It may be wise to look to how difficult this process is going in China and Japan and get out ahead of it before it is the emergency it's growing into over there. We may take an ever present labor pool for granted thanks to immigration over our Southern border here in the US, but not every job can be filled by a migrant worker with little formal education.