Yeah, those are crazy numbers. They're assuming the average consumer will drive a $40K car with no downpayment taking on 7~8% loan, with no capture of value wh

Yeah, those are crazy numbers. They're assuming the average consumer will drive a $40K car with no downpayment taking on 7~8% loan, with no capture of value when selling the car. If that's the case, it just speaks volume of the inflation and the devaluation of the money that the cost of $10K for car being normalized. With inflation, the money the consumer will get back when selling the car will be higher. That's not factored into the ownership cost.