I've been assisting elderly relatives with myriad physical and mental problems, and they also have Kaiser Medicare Advantage plans. For this elderly couple, out

I've been assisting elderly relatives with myriad physical and mental problems, and they also have Kaiser Medicare Advantage plans. For this elderly couple, out of pocket long-term care costs are about twice the US median income and that's sticking to a somewhat modest board and care environment. It's nice that the Kaiser copays and other billings are not significantly adding to that pile. I can't say every moment has been golden, but I think I will choose the same for myself if the landscape hasn't completely changed by then. I've had to reality-check myself at times, realizing that many of my complaints are about the sad decline of my relatives, rather than any actual problem with Kaiser's care. It can be overwhelming, and you'd wish there was someone to magically fix it. With end-of-life declines, the care outcomes often don't feel very satisfying. I've seen them through hospitalizations, ER trips, nursing home rehab, and home health visits. The only part that is frustrating is Medicare-induced rules, where they suddenly reach a threshold for transfer or discharge and you have to scramble in a reactive mode. I'm not sure how unique this is to Kaiser, but they can fail to consolidate communications through a care coordinator. So, you get chaotic days where multiple different staff and third party vendors are trying to reach you about the same topic all at once.