you realize most audience here is first time emigrants who make much less than Americans on the same job and have zero network to navigate the intentionally opa

you realize most audience here is first time emigrants who make much less than Americans on the same job and have zero network to navigate the intentionally opaque 401k et al hacks? not to mention most come from places with actual humane retirement and working law safeguards so they fail to negotiate a buffer for the complete lack of those in the us. so yeah, you're out of touch with both the topic in the article and the audience here.