> I think my highest-downvoted post ever here was something like "Maybe it's not financially wise to spend your 20s backpacking and finding yourself." People b

> I think my highest-downvoted post ever here was something like "Maybe it's not financially wise to spend your 20s backpacking and finding yourself." People backpacking know this, so it pretty much falls on deaf ears. I've also found these types of people tend to live an incredibly frugal lifestyle. Saving in their 30's becomes far easier because they tend to not have the lifestyle bloat. While their overall income will be lower, they need less to retire and generally seem to remain surprisingly financially independent.