I'm on a recommendation, it shows reservation 48.28% and $24.53 Lowest Risk then has a line of text that says "Select a recommendation to compare it to actual r

I'm on a recommendation, it shows reservation 48.28% and $24.53 Lowest Risk then has a line of text that says "Select a recommendation to compare it to actual resource utilitzation" three things, what does select a recommendation to compare it to mean? I'm not sure what I should be selecting. And second, is it utilitzation or utilization? Or is that word like canceled and cancelled ? and the third thing, when approving, I see total savings of $24.53 and by selecting approve, you'll be charged with 20% of realized savings monthly. Should this give me some idea of how much this will cost ? I would think its $24.53/12 = $2.44 * .2 = $0.488 Is that correct?