The problem with your line of thinking is thinking that people truly have recourse. With a large enough player, you basically get to make the rules (see: Robosi

The problem with your line of thinking is thinking that people truly have recourse. With a large enough player, you basically get to make the rules (see: Robosigning https://en.wikipedia.org/wiki/2010_United_States_foreclosure_crisis https://en.wikipedia.org/wiki/2010_United_States_foreclosure...)