Just read up on the "Robo-signing Scandal" (https://en.wikipedia.org/wiki/2010_United_States_foreclosure_crisis https://en.wikipedia.org/wiki/2010_United_States

Just read up on the "Robo-signing Scandal" (https://en.wikipedia.org/wiki/2010_United_States_foreclosure_crisis https://en.wikipedia.org/wiki/2010_United_States_foreclosure...) and you quickly see why this is a really bad idea. TLDR: bank has systems issues, thinks you are in default due to bugs, systems "robosign" legal documents saying you are in default, repo home, kick you out, swear to courts it is true, and basically get away with a slap on the wrist