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AIUI, EU regulation requires 2FA in finance now, but the 2FA must also confirm details such as a target account and/or amount. Authenticator apps (at least tho
by rlpb 4y ago
AIUI, EU regulation requires 2FA in finance now, but the 2FA must also confirm details such as a target account and/or amount.
Authenticator apps (at least those that use TOTP/HOTP) can't do that. SMS can. So can card readers but people hate having to carry them around. So we're stuck with SMS.
- jbverschoor 4y agoYou can use the app as a second factor. But you’ll need to transfer on your pc