This. At the end of the day, if it is a significant transfer there are people in locked rooms that have to call each other and independently verify a transactio

This. At the end of the day, if it is a significant transfer there are people in locked rooms that have to call each other and independently verify a transaction brokered by a third party. And if you don't pass a background check, and don't need to be there, you don't get in that room.