3 ms·

Even simple shit they don't know. I walked into a door and busted my eyebrow open in the middle of the night so regular clinics weren't open. Went to the hospit

Even simple shit they don't know. I walked into a door and busted my eyebrow open in the middle of the night so regular clinics weren't open. Went to the hospital. They gave me stitches. Routine procedure. This was months ago. I still don't know how much I owe them. A few weeks later I went to a clinic to have the stitches removed. I paid them $20. Maybe if I told the hospital I didn't have insurance they would have let me pay in cash too, but probably not.

kcplate 4y ago
> Maybe if I told the hospital I didn't have insurance they would have let me pay in cash too, but probably not 11 years ago I had a minor fracture on shoulder from a fall. Ironically it was during a 12 week period where I opted out of offered COBRA coverage between gigs (Mainly due to the fact that the COBRA was nearly $800/mo and I’m a cheap bastard) Went to ER, explained that I didn’t have insurance but could pay cash. Also because I was curious I asked what my charge would have been if had I had the COBRA. Cash price was roughly $1300. With COBRA the charge would have been $2400 for the 3 months of coverage, plus another $1000 for the ER visit, but the insurance would have paid another $4K to the ER if I remember correctly. Those numbers aren’t precise, but they are in the ballpark at least relative to each other. No doubt I hit a sweet spot and if I was injured to a greater degree…COBRA would have won the economic toss, but for my one incident where I could test cash price medical care, cash price worked out.