To commit fraud you need an intent. That’s how fraud is defined. You can’t commit fraud if you don’t intend to. Same goes for being complicit in a crime. Just

To commit fraud you need an intent. That’s how fraud is defined. You can’t commit fraud if you don’t intend to. Same goes for being complicit in a crime. Just by doing some things in good faith, you can’t be complicit. For example: if you help somebody carrying stolen goods, you are not a complicit, if you don’t know (and don’t have to suspect) that it’s stolen. See Wikipedia: In law, fraud is intentional deception to secure unfair or unlawful gain, … https://en.wikipedia.org/wiki/Fraud https://en.wikipedia.org/wiki/Fraud