60s is a great time to jump buckets. Kids grown up. No debt if you're lucky and possibly some decent passive income. 30-50 is hard, primarily due to obligation

60s is a great time to jump buckets. Kids grown up. No debt if you're lucky and possibly some decent passive income. 30-50 is hard, primarily due to obligations you can't just walk away from. Your mortgage drains $Xk/month and the kids need braces is a bad time to try and find yourself ;)