It is for this very reason that I have a half dozen Microsoft accounts, Google accounts and so forth. Using your personal accounts for any business purposes is

It is for this very reason that I have a half dozen Microsoft accounts, Google accounts and so forth. Using your personal accounts for any business purposes is likely to end up like this either sooner or later (when the provider decides to change some organization schema). Given the advent of and ease of use of password managers, I'd rather just have another set of credentials than risk the inconvenience.