15 ms·

I think that's a little harsh. Do you live in the UK?

wunderland 4y ago
I do. It’s harsh but accurate in my opinion.
jasfi 4y ago
I had money disappear out of my NatWest account several years ago, when I lived in the UK. No transaction was present to show where it went. Nobody at the bank would speak to me about it, not to this day. I'm talking making it obvious that they didn't want to speak to me about it. That was one of many incidents where I was blatantly ripped off. Nobody there cared one bit. EDIT: thanks for all the replies! That means something to me, I'll see if I can't get this sorted out. It's just weird that even the NatWest Twitter customer support account ignores my DMs.
- YourDadVPN 4y ago
  That's... quite spooky, do you have any theories as to what happened? I hope you at least changed all your security info.
  - jasfi 4y ago
    I think this is related to corruption - of which I am a target, which started in South Africa (where I'm originally from and have now moved back to), which seemed to spread to the UK when I moved there. I can't get anything in black and white either.
- turkeywelder 4y ago
  Raise it with the ombudsman!
  - jasfi 4y ago
    I'll try again. Everything I've done seemed like a dead-end, but I'll try.
    - euoia 4y ago
      I’m curious how the appeared on your statement. Did a transaction of money coming into your account disappear?
      - jasfi 4y ago
        There was no transaction. It looked like the money had never been there.
        euoia 4y ago
        I don’t understand. Doesn’t your balance equal the sum of your transactions on your statement? I understand there is no outgoing transaction, but unless some “money in” lines were removed then how does it add up?
        jasfi 4y ago
        I don't know. The bank should explain that to me, but I haven't had anything from them.
- smartscience 4y ago
  I've heard this can happen where money laundering is suspected. Apparently the banks aren't allowed to tip off the account owner that they're being investigated, with the result that the account owner's subsequent interactions with the bank become kafkaesque.
  - jasfi 4y ago
    Well it's possible someone tried to make me look suspicious. But I think it's very unfair and even deceitful not to tell me anything at all.
    - ClapperHeid 4y ago
      >Well it's possible someone tried to make me look suspicious. You don't need to have done anything suspicious. I've been a victim of this myself. Several years ago, I had a Shares ISA [0] account, into which I invested a couple of hundred £££ every month out of my wages. After about 5 years I was out of work and needed to cash it in. But, when I tried to withdraw the money, I got hit with an "Unexplained Wealth Order" [or somesuch term], telling me that under AML I needed to fill in some disgustingly intrusive form explaining where I'd got this sum of money from [it was only a few thousand £££, not a fortune]. And, as I said, this was from the savings company which already knew exactly where the money had come from. As they'd watched it build up in small amounts over the previous 5 years or so. I refused to comply with their AML/KYC. It then took me at least a few months and several letters, threatening them with legal action before they finally agreed to just close my account and return my money. I also closed my eBay account when they started asking for people to upload scans of their passports to verify their identity. These companies can fuck right off, as far as I'm concerned. AML/KYC is disgusting and I just wish more people would make a stand and refuse to comply with it. [0] https://www.moneyhelper.org.uk/en/savings/investing/stocks-and-shares-isas https://www.moneyhelper.org.uk/en/savings/investing/stocks-a...
      - deleted 4y ago
        [deleted]
      - 4y ago
- deleted 4y ago
  [deleted]
- jjulius 4y ago
  I mean, this isn't a UK-specific problem at all. PayPal in the US will happily do the same thing to you.
  - JohnTHaller 4y ago
    PayPal isn't a bank. Banks are held to higher standards regarding customer funds.
    - andrewaylett 4y ago
      In Europe, PayPal is a bank: https://edesk.apps.cssf.lu/search-entities/entite/details/7074805 https://edesk.apps.cssf.lu/search-entities/entite/details/70...
LightDub 4y ago
I do. Sounds completely fair to me. If you take your democracy and rights seriously.
- favaq 4y ago
  That applies everywhere in the world then; I can't think of an exception.
  - LightDub 4y ago
    Is that acceptable then because it's "happening everywhere" in your estimation? That should raise even greater alarm bells for you then. Perhaps it's both absolute and relative. Either way, as a nation, I'm quite sure we've jumped off at the deep end compared to where we were. And that's not just a feeling. Take one look at the idiots in charge, peel one layer back, and you'll see for yourself.
YourDadVPN 4y ago
I don't think it's as bad as all that, but it's certainly heading that waym
neverrroot 4y ago
A bit harsh, but doesn’t miss the point entirely. The first time I was in London I was shocked at the number of in-your-face surveillance cameras. Now I grew numb, but it’s still bad, actually worse. An estimate puts their number to 1 camera for every 10 people.
kypro 4y ago
In the UK if you want to buy food in the supermarket you have to have a HD video camera pointed in your face (often two cameras). When all major supermarkets introduced these cameras a couple of years back no one even discussed it, or thought it was odd, because here there is no assumption of privacy. I was telling a coworker recently that I always use a VPN while browsing the internet. He was genuinely confused, and was asking why I would care about privacy unless I have something to hide. And this isn't just one person. I've had similar reactions when I've told people I only use signal, or refuse to use cloud storage, or won't list employment history on LinkedIn for privacy reasons. I get that I have an extreme preference for privacy, but people in the UK don't even understand why someone like myself value privacy. This attitude is also adopted by our leaders and businesses, who by various means, mass surveil the public, typically citing "safety". The issue with the UK isn't just that our government don't value privacy, it's that as a people we don't even understand the value of privacy.
- Silhouette 4y ago
  In the UK if you want to buy food in the supermarket you have to have a HD video camera pointed in your face (often two cameras). Which supermarket is that? I've never seen anything overt like that where I usually shop and doing it covertly would be risky in multiple ways.
- andsoitis 4y ago
  > people in the UK don't even understand why someone like myself value privacy When you do have such a conversation, what would you typically give as reason?
- fennecfoxy 4y ago
  >stores have cctv to make sure people aren't stealing Lmao, is this really that surprising? Shops have had CCTV for ages now. Self-checkout has more obvious cctv because you're giving more power to the shopper; self-checkout is just one step away from allowing someone to just walk out with the product a la Amazon Fresh (which has a literal FIELD of cameras). Businesses have CCTV for the same reason that people have cameras fitted to their houses. 99.99999% of the time things will be fine, but the time something isn't, it's sure nice to have the evidence.
ClapperHeid 4y ago
>I think that's a little harsh. Do you live in the UK? I live in the UK and I agree with that. It feels like living in a country which is trying to commit national suicide. Not helped by the fact there seems to be nothing we can do about it. We're so much a vassal state to the USA that we don't even get to decide our own policies. So maybe better to say "It feels like living in a country which is being ordered to commit national suicide".
- jhartwig 4y ago
  The US didn't want you to Brexit and you did that.
  - 41amxn41 4y ago
    No one is talking about Brexit here.
- eropple 4y ago
  Respectfully, I don't think you can blame the US for electing Tories who are swerving towards the cliff. Boris Johnson wasn't our doing. Brexit wasn't our doing. Neither was the cavalcade of morons to follow. We do plenty of dumb and awful things, but this is self-imposed.
  - ClapperHeid 4y ago
    >Respectfully, I don't think you can blame the US for electing Tories who are swerving towards the cliff... No. I don't blame the US for Brexit or the Tories. But, as if those were not bad enough, there are the endless foreign policy decisions where the UK just immediately follows whatever the US does, even if it is economically suicidal.
    - avianlyric 4y ago
      > endless foreign policy decisions where the UK just immediately follows whatever the US does That more the result of stupidity and Napoleon syndrome than some magic hold the US has over the UK. The UK, in particular our government, still wants to believe we're a geopolitically important country capable of projecting power and influencing the world. While there's some small element of truth in that belief, our actual relevance on the world stage is far small than our government wishes it was, and is only getting smaller thanks to wonderful incompetence of past 10 years of government.
scrlk 4y ago
This is the country where the health service, transport department, fire brigade (amongst a whole host of other government departments and public bodies) are allowed to access your complete internet history *without a warrant*. See: https://en.wikipedia.org/wiki/Investigatory_Powers_Act_2016#Authorities_allowed_to_access_Internet_connection_records https://en.wikipedia.org/wiki/Investigatory_Powers_Act_2016#...
- nprateem 4y ago
  This is also a country with a health service.
  - ekianjo 4y ago
    if you dont mind waiting years for a life saving surgery
    - nprateem 4y ago
      Sure you can pay for private if you can afford it but at least you don't need to for less urgent things
    - andsoitis 4y ago
      How many people in the UK need a life saving surgery (urgently, otherwise they’ll die), but don’t get it and are left to die?
    - darknavi 4y ago
      Not untrue about many parts of the US too by the way.

I do. It’s harsh but accurate in my opinion.

I had money disappear out of my NatWest account several years ago, when I lived in the UK. No transaction was present to show where it went. Nobody at the bank would speak to me about it, not to this day. I'm talking making it obvious that they didn't want to speak to me about it. That was one of many incidents where I was blatantly ripped off. Nobody there cared one bit. EDIT: thanks for all the replies! That means something to me, I'll see if I can't get this sorted out. It's just weird that even the NatWest Twitter customer support account ignores my DMs.

YourDadVPN 4y ago
That's... quite spooky, do you have any theories as to what happened? I hope you at least changed all your security info.
- jasfi 4y ago
  I think this is related to corruption - of which I am a target, which started in South Africa (where I'm originally from and have now moved back to), which seemed to spread to the UK when I moved there. I can't get anything in black and white either.
turkeywelder 4y ago
Raise it with the ombudsman!
- jasfi 4y ago
  I'll try again. Everything I've done seemed like a dead-end, but I'll try.
  - euoia 4y ago
    I’m curious how the appeared on your statement. Did a transaction of money coming into your account disappear?
    - jasfi 4y ago
      There was no transaction. It looked like the money had never been there.
      - euoia 4y ago
        I don’t understand. Doesn’t your balance equal the sum of your transactions on your statement? I understand there is no outgoing transaction, but unless some “money in” lines were removed then how does it add up?
        jasfi 4y ago
        I don't know. The bank should explain that to me, but I haven't had anything from them.
smartscience 4y ago
I've heard this can happen where money laundering is suspected. Apparently the banks aren't allowed to tip off the account owner that they're being investigated, with the result that the account owner's subsequent interactions with the bank become kafkaesque.
- jasfi 4y ago
  Well it's possible someone tried to make me look suspicious. But I think it's very unfair and even deceitful not to tell me anything at all.
  - ClapperHeid 4y ago
    >Well it's possible someone tried to make me look suspicious. You don't need to have done anything suspicious. I've been a victim of this myself. Several years ago, I had a Shares ISA [0] account, into which I invested a couple of hundred £££ every month out of my wages. After about 5 years I was out of work and needed to cash it in. But, when I tried to withdraw the money, I got hit with an "Unexplained Wealth Order" [or somesuch term], telling me that under AML I needed to fill in some disgustingly intrusive form explaining where I'd got this sum of money from [it was only a few thousand £££, not a fortune]. And, as I said, this was from the savings company which already knew exactly where the money had come from. As they'd watched it build up in small amounts over the previous 5 years or so. I refused to comply with their AML/KYC. It then took me at least a few months and several letters, threatening them with legal action before they finally agreed to just close my account and return my money. I also closed my eBay account when they started asking for people to upload scans of their passports to verify their identity. These companies can fuck right off, as far as I'm concerned. AML/KYC is disgusting and I just wish more people would make a stand and refuse to comply with it. [0] https://www.moneyhelper.org.uk/en/savings/investing/stocks-and-shares-isas https://www.moneyhelper.org.uk/en/savings/investing/stocks-a...
    - deleted 4y ago
      [deleted]
    - 4y ago
deleted 4y ago
[deleted]
jjulius 4y ago
I mean, this isn't a UK-specific problem at all. PayPal in the US will happily do the same thing to you.
- JohnTHaller 4y ago
  PayPal isn't a bank. Banks are held to higher standards regarding customer funds.
  - andrewaylett 4y ago
    In Europe, PayPal is a bank: https://edesk.apps.cssf.lu/search-entities/entite/details/7074805 https://edesk.apps.cssf.lu/search-entities/entite/details/70...

LightDub 4y ago

I do. Sounds completely fair to me. If you take your democracy and rights seriously.

favaq 4y ago
That applies everywhere in the world then; I can't think of an exception.
- LightDub 4y ago
  Is that acceptable then because it's "happening everywhere" in your estimation? That should raise even greater alarm bells for you then. Perhaps it's both absolute and relative. Either way, as a nation, I'm quite sure we've jumped off at the deep end compared to where we were. And that's not just a feeling. Take one look at the idiots in charge, peel one layer back, and you'll see for yourself.

YourDadVPN 4y ago

I don't think it's as bad as all that, but it's certainly heading that waym

neverrroot 4y ago

A bit harsh, but doesn’t miss the point entirely. The first time I was in London I was shocked at the number of in-your-face surveillance cameras. Now I grew numb, but it’s still bad, actually worse. An estimate puts their number to 1 camera for every 10 people.

kypro 4y ago

In the UK if you want to buy food in the supermarket you have to have a HD video camera pointed in your face (often two cameras). When all major supermarkets introduced these cameras a couple of years back no one even discussed it, or thought it was odd, because here there is no assumption of privacy. I was telling a coworker recently that I always use a VPN while browsing the internet. He was genuinely confused, and was asking why I would care about privacy unless I have something to hide. And this isn't just one person. I've had similar reactions when I've told people I only use signal, or refuse to use cloud storage, or won't list employment history on LinkedIn for privacy reasons. I get that I have an extreme preference for privacy, but people in the UK don't even understand why someone like myself value privacy. This attitude is also adopted by our leaders and businesses, who by various means, mass surveil the public, typically citing "safety". The issue with the UK isn't just that our government don't value privacy, it's that as a people we don't even understand the value of privacy.

Silhouette 4y ago
In the UK if you want to buy food in the supermarket you have to have a HD video camera pointed in your face (often two cameras). Which supermarket is that? I've never seen anything overt like that where I usually shop and doing it covertly would be risky in multiple ways.
andsoitis 4y ago
> people in the UK don't even understand why someone like myself value privacy When you do have such a conversation, what would you typically give as reason?
fennecfoxy 4y ago
>stores have cctv to make sure people aren't stealing Lmao, is this really that surprising? Shops have had CCTV for ages now. Self-checkout has more obvious cctv because you're giving more power to the shopper; self-checkout is just one step away from allowing someone to just walk out with the product a la Amazon Fresh (which has a literal FIELD of cameras). Businesses have CCTV for the same reason that people have cameras fitted to their houses. 99.99999% of the time things will be fine, but the time something isn't, it's sure nice to have the evidence.

ClapperHeid 4y ago

>I think that's a little harsh. Do you live in the UK? I live in the UK and I agree with that. It feels like living in a country which is trying to commit national suicide. Not helped by the fact there seems to be nothing we can do about it. We're so much a vassal state to the USA that we don't even get to decide our own policies. So maybe better to say "It feels like living in a country which is being ordered to commit national suicide".

jhartwig 4y ago
The US didn't want you to Brexit and you did that.
- 41amxn41 4y ago
  No one is talking about Brexit here.
eropple 4y ago
Respectfully, I don't think you can blame the US for electing Tories who are swerving towards the cliff. Boris Johnson wasn't our doing. Brexit wasn't our doing. Neither was the cavalcade of morons to follow. We do plenty of dumb and awful things, but this is self-imposed.
- ClapperHeid 4y ago
  >Respectfully, I don't think you can blame the US for electing Tories who are swerving towards the cliff... No. I don't blame the US for Brexit or the Tories. But, as if those were not bad enough, there are the endless foreign policy decisions where the UK just immediately follows whatever the US does, even if it is economically suicidal.
  - avianlyric 4y ago
    > endless foreign policy decisions where the UK just immediately follows whatever the US does That more the result of stupidity and Napoleon syndrome than some magic hold the US has over the UK. The UK, in particular our government, still wants to believe we're a geopolitically important country capable of projecting power and influencing the world. While there's some small element of truth in that belief, our actual relevance on the world stage is far small than our government wishes it was, and is only getting smaller thanks to wonderful incompetence of past 10 years of government.

scrlk 4y ago

This is the country where the health service, transport department, fire brigade (amongst a whole host of other government departments and public bodies) are allowed to access your complete internet history *without a warrant*. See: https://en.wikipedia.org/wiki/Investigatory_Powers_Act_2016#Authorities_allowed_to_access_Internet_connection_records https://en.wikipedia.org/wiki/Investigatory_Powers_Act_2016#...

nprateem 4y ago
This is also a country with a health service.
- ekianjo 4y ago
  if you dont mind waiting years for a life saving surgery
  - nprateem 4y ago
    Sure you can pay for private if you can afford it but at least you don't need to for less urgent things
  - andsoitis 4y ago
    How many people in the UK need a life saving surgery (urgently, otherwise they’ll die), but don’t get it and are left to die?
  - darknavi 4y ago
    Not untrue about many parts of the US too by the way.