Correct. He was not destitute at all, just not fabulously wealthy enough to get a personal grave. Schubert was destitute but then Schubert basically sat in his

Correct. He was not destitute at all, just not fabulously wealthy enough to get a personal grave. Schubert was destitute but then Schubert basically sat in his room all day writing music. That does not earn you money now and it didn't earn you money back then either. Schubert is also one of the first examples of the starving artist. Before him, artists did not starve, they did their job and made money at it. It was only around 1800 or so that romantics came up with the notion that artists were singular geniuses who had to sacrifice everything else for their art.