I think you're getting downvoted because the analogy doesn't quite parallel, as car purchasers are indeed paying for those seatbelts in the car price. A better

I think you're getting downvoted because the analogy doesn't quite parallel, as car purchasers are indeed paying for those seatbelts in the car price. A better car analogy would be the mandate of safety features such as back-up cameras that the purchaser pays for, but ultimately benefit others.