Crypto only solves problems for ordinary users in cases where the society around them has collapsed or is on the verge of doing so. As you say, this doesn't he

Crypto only solves problems for ordinary users in cases where the society around them has collapsed or is on the verge of doing so. As you say, this doesn't help most people in normally functioning societies, unless they're doing something where any sort of regulation is dangerous to them (often criminal activities and get rich quick schemes). On the other hand I can see it being useful if the country is in complete meltdown, either due to a war, massive economic problems and overinflation (to Zimbabwe or Weimar Republic levels) or an authoritarian dictatorship.