Yes, group rates. It probably varies by states, but basically all group plans—even ones that aren't that great—are more expensive than even our gold-tier HCA pl

Yes, group rates. It probably varies by states, but basically all group plans—even ones that aren't that great—are more expensive than even our gold-tier HCA plans, let alone silver and bronze (because all our HCA plans are terrible by comparison to even the fairly-poor group plans). The group plans might actually be cheaper in other states, I dunno. (there are also literally zero providers of individual plans that aren't on the healthcare exchange, in this state—none—so the couple options on there are all you've got)