> If crypto worked I have never had a problem sending someone crypto (I'll admit though, offramping can be a b*tch). I often lose hours of my life on hold with

> If crypto worked I have never had a problem sending someone crypto (I'll admit though, offramping can be a b*tch). I often lose hours of my life on hold with banks when they block a payment and/or freeze an account for a regular transaction. > low transaction tariffs If you avoid BTC and ETH and use something like XLM or NEAR you can get dirt cheap fees and fast settlement times. > stable valuation Yes I 100% agree with you there. > But the people creating and maintaining crypto I would agree with you and say perhaps between 30% and 90% of people creating and maintaining crypto only care about short term gains, but I'm an optimist and think the minority that believes in it will triump in the end.